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A loan for your next big thing.

Secure your financial future with our great fixed-rate lending options

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Seize the day with an award-winning rate
Our best rate 3.96%pa

Our success is based on providing responsible loan options.

Calculate Repayments
Purchase a vehicle
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Consolidate my debt
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Purchase equipment
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Access cash fast
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What would you do with a fixed-rate lifestyle loan?
See the world
See the world
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Upskill for work
Upskill for work
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Upgrade your gear
Upgrade your gear
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Start a business
Start a business
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Apply online in minutes
Submission

Securely upload your supporting documents for assessment

Updates

We'll keep you in the loop as we process your application

Approval

Get a conclusive loan response within 24 hours

Get Paid

Money arrives in your account

Financial advice from our money experts
Become more money-minded
Self Help
Become more money-minded

Learn from our experts how you could better manage your money and gain key financial know-how.

Taylor Finch Taylor Finch
Setting up your financial future
Planning
Setting up your financial future

Navigate life's big money moments with guidance from our qualified financial advisors.

Wendy Killian Wendy Killian
Self-employed? No worries
Money Tips
Self-employed? No worries

It can be a challenge securing finance while running your own business. Here's what you need to know before applying.

Tom Martens Tom Martens
Some commonly asked questions
  • How do I get my interest rate estimate? keyboard_arrow_right
    Use our handy loan rate calculator to find out what low rate you qualify for. We lend with a rate that reflects your credit history - the better your credit score, the lower rate you will pay. Using the calculator does not affect your credit score.
  • What do I need to apply? keyboard_arrow_right
    You will be required to supply basic personal details, such as your driver's licence, employment details, assets, liabilities and income. We will be in contact to verify this information with you later.
  • How long does approval take? keyboard_arrow_right
    You will be notified of the outcome of your application no longer than 24 hours after your application is submitted. Often, we are able to approve a loan within 2 hours, if all required information is complete.
  • How do I make repayments? keyboard_arrow_right
    Loan payment can be made by direct bank transfer, a direct debit agreement or you can make a voluntary payment whenever via PayPal.
  • How long do I have to pay off my loan? keyboard_arrow_right
    Depending on your approved loan amount and credit history, the available loan terms will vary. Our minimum term is 3 months and the maximum term offered is 48 months. Special circumstances can be taken into account if you are experiencing financial difficulty.
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